Mortgage

Information and guidance on home financing, including mortgage types, rates, pre-approval, and navigating lenders.

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Buyer Tips and Strategies Before You Start House Hunting: Why Pre-Approval Matters in the Charleston Market One of the first questions we ask buyers across Charleston, Summerville, and Mount Pleasant is simple: “Are you pre-approved yet?” Not to rush the process.Not to add paperwork before the exciting part. But to make sure you’re protected. In today’s Lowcountry market, walking into showings without pre-approval is like shopping without knowing your budget. It […]
Buyer Tips and Strategies A 50-Year Mortgage Might Be on the Horizon Every so often, the housing industry introduces an idea that stops buyers and homeowners in their tracks. Right now, that idea is the potential introduction of a 50-year mortgage. In markets like Summerville, Mount Pleasant, and Charleston, where home prices have climbed quickly over the last few years, it’s no surprise this conversation is getting […]
Buyer Tips and Strategies Mortgage Rates Drop to 6.26% — What It Means for Buyers and Sellers in the Lowcountry & Greater Charleston Area Big news for South Carolina real estate — and it’s the kind of news our market has been waiting for.Mortgage rates have dropped again, now sitting at 6.26%, the lowest since October. After months of higher rates and hesitant buyers, this shift is opening new doors for both Lowcountry buyers and sellers. What Lower Rates […]
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© CENTURY 21 2023 - 2024. All rights reserved. CENTURY 21®, C21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Franchisee Legal Entity Name (not the dba) fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies. 1. Study Source: 2023 Ad Tracking Study. The survey results are based on 1,200 online interviews with a national random sample of adults (ages 18+) who are equal decision makers in real estate transactions and active in the real estate market (bought or sold a home within the past two years or, plan to purchase or sell a home within the next two years). Recognition question based on consumer awareness of brand in question. Results are significant at a 90% confidence level, with a margin of error of +/-2.4%. The study was conducted by Kantar Group Limited, a leading global market research organization, from November 17- December 1, 2023. 2. Data current as of 03.31.2024.